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How To Handle Car Accident Incidents

How To Handle Car Accident Incidents

Immediate Actions after IncidentsCommunicate with Other DriversCommunicate with Insurance Companies

Most car crash incidents are not fatal and only cause losses in terms of vehicle cosmetics or engine damage to one or more cars. [1] Although fear or confusion arises easily after the incident, remember that you are involved in a legal process. Complete the following necessary steps, whether you are in the wrong or not, to ensure good results.

Section 1
Immediately Act after the Incident

Handle a Fender Bender Step 1
Pull over to the side of the road. By avoiding traffic flow, you will reduce the risk of accidents and successive collisions. Make sure you pull your vehicle to a safe place when you and the other driver get out of the car.
Handle a Fender Bender Step 2
Note the location pulled over the other car. If the car is not pulling over, try to see and remember the license plate number when you’ve stopped your vehicle on the side of the road. Record the number plate of the car as soon as possible.
Handle a Fender Bender Step 3
Turn on emergency lights (hazard lights).
Handle a Fender Bender Step 4
Check the passengers and yourself if anyone is injured. You should report a wound to an emergency service center (112) if paramedics need to be contacted.
Handle a Fender Bender Step 5
Contact an emergency service center. If there are concerns about car damage due to this incident, the police will act as a neutral party and document the incident scene. If the other driver runs off, you can tell the license plate number when the police arrive.
Sometimes the accident incident is really small so that the parties involved can skip this step and simply exchange car insurance information. Consider this option only if both parties agree and if there is no risk of injury.

Section 2
Communicate with Other Drivers
Handle a Fender Bender Step 6
Find eyewitnesses. Some residents and pedestrians around the site may be approaching to check if everyone in the car is okay after the incident. If necessary, have them stay at the scene of the incident to give police information later.
Handle a Fender Bender Step 7
Get out of the car, away from the traffic flow. Take a few deep breaths and try not to get mad when interacting with other drivers. Peace of self will minimize any other possible disputes.
Handle a Fender Bender Step 8
Introduce yourself to the other car driver. Do not admit mistakes if you are not so sure of the situation of the incident.
Handle a Fender Bender Step 9
Tell the driver that you intend to exchange insurance information. Retrieve insurance information from your car or wallet. Also, pick up mobile phones or ballpoint pens and papers that you can use to record other driver’s insurance information.
If the driver has no insurance, ask for his / her name, driver’s license number, car license number, address, and contact number. The driver will face legal consequences and you can report this information to the police.
Do not make any arrangements for reimbursement of money without informing the insurance company, even if you are wrong in this incident.
Handle a Fender Bender Step 10
Use your phone to take photos of both cars and marks of braking. You can give these photos to your insurance company. Police will likely document their own photos if they are called.
Do not interrupt traffic flow when shooting.

Section 3
Communicate with Insurance Company

Handle a Fender Bender Step 11
Wait until the police let you go. Ask for copies of police reports. Make a note of the officer’s name, duty, and police badge number so you can track him down. [3]
Handle a Fender Bender Step 12
Check with other drivers before you leave. Do not rush off the scene, or you’ll look like you’re trying to escape the situation.
Contact your insurance company. See the “claim / in case of accident” number on the insurance card. You may need to record this number on your phone for your convenience.
Reporting incidents of accidents to insurance companies will not only protect your vehicle but will also give your insurer an opportunity to prepare to help provide information on your part.

Tips

About 15 percent of car owners have no insurance. Car registration of the license plate number, model number and driver’s name will assist you in the face of uninsured car drivers.

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